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Can you live on this???

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    #31
    My main point is that we've all got to be flexible, and keep the wheels turning in our heads. As a rule, if everyone is doing something, to us that means we probably should be doing something else.

    It's true that bankers are the main blocking point in all this too. Exactly when a smart thing to do would be to buy, is the time when the banker is trying to protect himself by forcing guys to bail out. Several months before we bought those cheap replacement heifers, our banker was practically begging us to go out and buy some $1500.00 bred cows. (Of course this was before the market dropped - 1996) We used our contrary philosophy to resist his offer of all the money we wanted, and just sat it out. Sure enough, several months later, this same banker was forcing guys into dumping their former $1500.00 cows for about $700, and absolutely refused to lend us money for $350.00 heifers. We did the only sensible thing we could think of. We found another way to raise the heifer money, and bought them anyway.

    We need to always look for alternatives, and try and think outside the box as they say. A wise cattle buyer once told us "Don't fall in love with those calves. If you see a profit, take it." A lot of money has been lost by a lot of people waiting for the absolute top of the market. If you look at it, the top of the market doesn't last any longer than the bottom, really.

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      #32
      Occasionally when the grass market is hot and it might look like a dry summer, I have skidded some yearlings in the spring. I actually think grass cattle are too high right now...so probably should sell?...but then I have the extra grass...I know that isn't an overly smart way of looking at things...but sometimes you roll the dice? Who knows, maybe we will have a hot yearling market in September! Now if I owed money on these calves I'd probably sell them.

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        #33
        I suppose that how the market plays out will depend quite a bit on the Canadian dollar.

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          #34
          I just made a quick trip through utopia-was damned glad to get back to the 'have not' province I have no problem with people doing whatever they have to do to make a go with it. I do have a big problem with whiners-while some guys are wearing out their calculatoirs figuring out how they can't get it done-there's others raising kids and soldiering on. One thing I do know about watching guys who ranch with a substantial off farm income-is the more money you have the more you need. So many start with the intention of supplementing their ranch income till they are profitable-for so many it seguaes into 'I don't care what C.O.P is or profitability-I'm ranching to get income tax back'. Am I envious of Albertans not in the slightest-do I appreciate their Ralph fed cattle snapping up pasture in Sask.-not one little bit. Keep your cows west of LLoydminister and we'll get along just fine.

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            #35
            Interesting post cswilson. Are you saying that Albertans should not be allowed to buy land in Saskatchewan ?

            I can assure you that the expenditures on this farm are NOT all tax write offs because I am limited to what I can deduct.

            Does the extra money come in handy to fix up, remodel, repair and rebuild things around the farm, you bet it does, not only for me but for many farmers, likely many in Saskatchewan as well that have off farm income.

            I certainly hope you aren't speaking for the majority of rural Saskatchewan, I would hate to think that our neighbour has no use for us.....specially when the vast majority of workers in the Alberta oil patch for years have been people transplanted from Saskatchewan !!!

            Hell, some of my best friends, and close neighbours are originally from Humboldt and Cudworth....and there is no way I would want them to stay on the east side of Lloydminster....



            sour g****s does not become you or anyone else cswilson !!!!

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