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    #21
    I am lucky enough to have my crop harvested. I have sold 50% of my canola at decent prices. Have sold 0 wheat and hope that the CWB comes through in the pool account.

    I am not looking to base my whole opinion on one person and go with it. I am just looking for more opinions with supporting reasons to base my own opinion on. For example if the posts just say that canola is going to $20, that is great, but I kind of want to know what you are basing your gut feeling on.

    I was not farming in the 70's and do not have a lot of experience there, so I am trying to learn and not repeat a lot of mistakes made in the late 70's. I remember that 76 77 were great years for grain prices, much like 2007 2008 were. Then the price of equipment and land skyrocketed because farmers had money. Next thing I remember is that interest rates were extremely high in about 1979-1980, with rates of 20%.

    But I don't remember what the commdity prices and yields were in 1979 1980. If the farms had locked in long term mortgages at 6-7%, would they have been fine in the late 70's early 80's, or were the prices so poor that any kind of debt was a no-no.

    I am worried that we are sitting at about 1978 in the current outlook. If we were not in such a deep recession, I would suggest that the overproduction of wheat and the current outlook for massive corn and soybean crops suggests lower prices are here for a couple of years. Most times in an oversupply situation, it pays to sell most of your grain early in the year, and forward price some for next year early as well or hold it all for a couple of years. I feel that if the recession deepens then consumers will be forced to cut back more, or gov't will have to tax heavier and force consumers to have less disposable income.

    Just hoping to bounce ideas back and forth, as production is my area of strength and marketing is an area that I could use more lessons in.

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      #22
      The difference between now and the late seventies is we could handle 20% interest rates -just barely.Different moment in time.

      If it happens now-what would our economy look like?

      The phrase "rock and a hard spot" is the best way to describe whats going on.

      Sound monetary policy would hurt us so badly it may kill us.
      Bad monetary policy(inflationary)will keep the party going a while longer "and in the end were all dead anyway(keynes)".

      Personally i'm o.k with what ever route they take because i would sure hate to be in their shoes making those descisions.

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        #23
        the point cotton brings up about the difference from the seventies is what makes me think things might be a little different this time around. in the seventies we had inflation then the high interest rates and a recession. i have to think we saw a round of inflation last year and it killed the economy which is now on life support with stimulus and they're hoping it will survive but that's not certain. i think more inflation would collapse everything and we would see massive unemployment and bankruptcies. eric sprott and nouriel roubini did agree on one thing on bnn and that is that unemployment has become a leading indicator and it has always been thought of as a lagging indicator. paul van eeden of cranberry capital put it in a different perspective in august on bnn when he said this isn't a recession. you have a recession after a buildup of inventories and the economy slows down for two or more quarters to get inventories back down. he said we didn't have the inventory problem we had a credit bubble and after a credit bubble you have a depression.

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          #24
          Cotton there is one other difference between then and now, a big one. Then banks were borrowing farmers 100 percent of the money to purchase land sorta like the prime rate housing loans in the states a few years ago, the price of land was supposed to keep rising. When interest rates went up farmers that borrowed big were paying high rates of interest on the value of the entire farm. Today or last time I took out a loan the max. loan offered was much less than half of its purchase value. Which brings me to the confesion that banks at one time did lose money on farm loans.

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