Who used the Establishment part of Sask Crop Insurance!

[SASKFARMER3]

Submitted our seeded acreage report yesterday and entered not seeded to wet part with about 17% of our acres not done. Then asked about the flooded out part for establishment claim. Fruck they expect you by July 11Th to till out what didn't make it. Hm cant get anything into field that's not going 18 mp and has floatation tires yet they want these areas taken out of your production. Then the guy advises me if you had 2 quarters that probably would work, so majority of guys aren't taking that part. And reality is why 45 for canola and 20 something for wheat may as well leave and go for crop insurance claim in fall on total acreage. Its a flaw. Realistically after week of constant down pours now at 30% gone. To critics out their that's almost 3000 acres on a buddy's farm 10000 and on CWB supporters farm all isn't seeded since they never got out from town to put it in.

[jamesb]

The majority of our flood acres were flooded out after seeding and before June 20. I expect to claim the establishment and im told as it was lost before June 20 so I might have the chance to reseed but couldnt. I should be in line for the too wet to seed payment on the flooded acres.

[skhadenuf]

Don't forget there is a 5% deduductable on the 50 dollars therefore no one ever has gotten 50 dollars for unseeded, also on seeded acres there is a 10% deductable per quarter where you will not be paid establishment or unseeded. So if you seeded 160 acres and 16 acres drown out you eat that loss is how it was explained to me. So that's how the 50 dollars is going to be wittled down to about 28 to 30 dollars on the acres wet. There needs to be 100 bucks an acre through crop insurance, no deductable no deductions too wet is too wet whether an acre or 20 off a quarter. But Kevin Hursh says that's not fair because many people's crop coverage is not even a 100 bucks. Well Mr. Hursh which one is it, afew weeks back you stated people will be alright with crop insurance and cais coverage, well if your crop average is only 100 bucks obviously your cais is not even that amount. What you should be saying Mr. Hursh is 100 bucks is needed and then asking why are all of these crop insurance coverages so shitty and the premium so high for this shit? The answer is averaging production or income especially when you average the very low years in to come to coverage is bull and does not work in favor of producers that experience what we are experiencing right now. No body that has an hourly job gets peid an average of their past wages, would anyone expect to average 0's into their present expected income.

[ado089]

I don't understand why crop insurance can't be structured more like hail insurance. If you want $200/ac coverage, you pay for $200/ac coverage if you are independantly wealthy and you only want to cover a portion, say $50/ac, you pay for $50. I do know that for those of us new at this the area average for crop insurance is crap. If my long term average for wheat and canola is 22bu/ac I don't deserve to be farming and neither does anyone else with production like that. Also your coverage level should kick in as the minimum number used for calculating averages or using something like an olympic average where the the top and the bottom get kicked out of the calculation. I think the majority of us only want a fair system that keeps us alive and going for the next year. Those who want more, shut up you are ruinning it for the rest of us. For the rest without crop insurance, tough titty, you made your bed sleep in it.

[skhadenuf]

I agree totally with you I am not expecting to get a windfall when ever a disaster happens but at least something workable and reasonable. Major disasters whether they affect the province or one RM should not drop you down and drag you down for 10 years as in crop insurance. But yes the buy what you want idea definately, something has to change and be more fair. And it was promised prior to both the federal and provincial elections.

[bucket]

Ado89

Great idea but the government officials would think it would be too simple (basically put them out of a job).Sure it needs some tweeking for coverage depending on the crop but I don't know why crop insurance has to be so complicated.

And it could cover hail at the same time with lower premiums.

BTW 22 bpa is going to look pretty good for most people this year. My yields have been improving every year with no till but this is going to kick the shit out of averages. Do the math.

Also you have to take a look at prices 22bpa x $12 canola will pay as well as 33bpa x$8.

Its all relevant. Basically a farmer needs his cost of production covered with some left to live to put in next year's crop.

However, if the government through a bunch of money at us we would either spend it or pay tax. Not bad, either way. A repayable handout would be alright as it should keep farmers responsible and reduce the taxable aspects of it.