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    #16
    I may be wrong but when NISA came out the crow rate was still in effect.

    Eligible Net sales (ENS) made sense then as the crow rate equalized sales.

    Now both alberta and manitoba have higher ENS because of the freight difference.

    And lucky for us in saskatchewan we have a farm group that "takes the pulse of farmers with plastic nurses". And can't add up why the other provinces are doing better.

    Now add up 1.5 percent on an extra eligible net sales over 10 years and wonder why alberta farmers are buying out saskatchewan.

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      #17
      I agree with countryguy....use it to pay down some debt. Its basically free money so why not use it?

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        #18
        Gov't portion taxable when with drawn, probably counted first. Don't you all have taxable income? Take it when you need it, and are in lower tax position.

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