Dont understand Canadian Crop Insurance

[stubblejumper]

It is also tax deductable in canada

[riders2010]

Wow what a selling point it better be a fricken tax deduction it has become as big an input as a good chunk of fertilizer and more than the cost of chemical. 2000 acre farm 56,000 crop is shit. Thanks so much Saskatchewan Party Government, maybe go to Sun news and tell us how good that tax break is gonna feel, better come with a bottle of vasalene because are asses are raw, there must be some hot dic-s in the sk ag department.

[riders2010]

You know Rider, you actually had some good points and valid arguements through out this post

But then you spoiled it by your last one

[riders2010]

More than frustrating when your ag dep gets on tv and they say they are helping flooded areas particularly when double premium and half coverage, and the only way to get inputs loan is if you have crap insurance. don't forget we already forgo 20% of coverage right off the top in a claim year so behind the eight ball going into next year already. Premium is a huge worry instead of something that should make you sleep better.

Kinda funny an NDP (stubblehumper) with ties to the program maybe is a manager there, gets on and defends these faults when a Sask Party coalition of reform and liberals is in government. Sask party tells us guys previously we are gonna fix this because the NDP didn't know how to. Looks like either Sask party is run by NDP or they don't know better themselves, either way DON'T COME OUT FOR A PHOTO OP AND SAY ONE THING, (They agreed 100% when we brought these issues up and wham when we got our crap insurance sign-up holy crap) THEN WHEN YOU LEAVE GIVE US THE FINGER!

Wonder what the liberals in the sask party think when Wall puts his nose in federal politics criticizing coalition when he wouldn't have had a sniff at premier if it wasn't for the more middle political liberals joining the party and forming a coalition, nothing like having your leader laugh in your face, turn the knife in the back eh!!!!!lol

Moderators go ahead remove the last post that offends sask99, but really should have asked for 2 bottles of vaseline instead of one!

[riders2010]

Charlie, could you tell me possible reasons why in Alberta you have as I understand it until end of April to select your crop insurance in sk we have to do it end of March? Kinda goofy since many or your producers on a normal year are almost done seeding when they can decide to have crop insurance or not. That is a huge factor for us. If I knew I could seed may 10 I'd tell them to stick it and so would alot of other guys here, but maybe that's it.

What is the participation rate there in terms of acres seeded and provincial acres?

[ajl]

Riders 2010 does capture the reality of
crap insurance. This exact senario
happened to me in 2010. Had a good crop
till hail took about half of it July
31/10. The crop harvested was 100% of
area average which paid nothing and then
there was a big premium bill due which
made the loss bigger.

[charliep]

Can't explain the differences in the provinces on production insurance deadlines - tradition would be the best answer I could come up with although I know not a good one. Each province negotiates its own deal with the federal government. Lots differences in how the programs are handled as well. Example - Alberta has a variable price benefit (standard feature) with the ability to increase coverage prices if price increases at harvest (October to be exact) exceed 10 % (maximum 50 %) built with extra cost built into premiums. Saskatchewan has the variable price option (not compulsory feature - requires a decision to accept) with prices changes calculated in July and coverage/premiums changing accordingly. Manitoba doesn't make this program available.

From my memory (getting poor), about 70 % of Alberta farmers use crop production insurance. Not sure whether acres or producers but suspect that both would be relatively close. Others who participate here may have better numbers.

[charliep]

Phoned AFSC and actual number is closer to 75 % based on acres (changes slightly year to year). Producer number would be slightly higher.

[charliep]

Above participation is annual crops.
Forage/perenial insurance would bring the number down.

[riders2010]

thank you!