Which agrivillers are addicts?

[cottonpicken]

??????????????

All of us here know about the 50or -50 % sliding
income deductible scale,and the level of coverage
on the farms average.?

The return scale up has been a god send in resent
years,makes some "bullet proof".

The subsidy is fundamentally wrong, but so many
things are wrong-who cares.

[highwayman]

Of any insurance coverage I've ever purchased, Crop insurance is by far the most expensive when considering the premium paid for the coverage received. I have to ask the question, are we really being subsidized with these so called premium reductions or is it a case where the whole program is so overburden with bureaucracy that the cost of running the program with government involvement is far greater than it would be with the private sector taking the reigns and competing for the business.
I may not be the one to ask this question as we have scaled back our crop insurance to he bear minimum over the years only to preserve the so called experience discount as well have dropped hail insurance completely. Not saying this is right way to go but has worked for us as those hefty premiums saved in both programs have gone right back into the equity in our farm.