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    #21
    CP:

    "Deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation. This means both the money you put in and the interest earned is safe and secure – up to any dollar amount.

    "Is Credit Union Deposit Guarantee Corporation
    part of the Alberta Government?
    Credit Union Deposit Guarantee Corporation is a
    Provincial corporation established under the
    Alberta Credit Union Act. A Board of Directors
    appointed by the Lieutenant Governor in Council
    of Alberta administers the Credit Union Deposit
    Guarantee Corporation.
    Are deposits in Alberta credit unions 100%
    guaranteed?
    The Credit Union Deposit Guarantee Corporation
    guarantees the repayment of all deposits with
    Alberta credit unions, including accrued interest
    to the date of payout. It is not affected by a credit
    union changing its name, amalgamating or
    entering into similar types of arrangements.

    Does the Government of Alberta also cover
    deposits?

    The Credit Union Act provides that the
    Government of Alberta will ensure that the
    Credit Union Deposit Guarantee Corporation’s
    obligation to depositors is carried out.

    Is this guarantee the same as the banks’ $100,000
    insurance?

    This guarantee is more extensive than the banks’
    insurance. All deposit amounts are fully
    guaranteed and include accrued interest to the
    date of payout.
    Deposit amounts include
    chequing and savings accounts, RRSP deposits,
    RRIF deposits, TFSA deposits, foreign currency
    deposits, and term deposits, including those with
    terms exceeding five years."



    Servus Credit Union's 100% guarantee covers all deposits, including accrued interest to the date of payout. The guarantee does not cover non-deposit investments, such as Common Shares, investment shares, mutual funds and self-administered RRSPs that are not deposits (e.g., shares, mutual funds).



    The Government of Alberta ensures that the Credit Union Deposit Guarantee Corporation's obligations to depositors will be carried out.

    In essence CP the ATB and Credit Unions have the same deposit guarentee... 100 percent.

    How can you get it better than that?

    Cheers!

    Comment


      #22
      Borrowing from a credit union is
      good/okay they are better than big banks,
      treat you well and are helpful. But
      putting money inta them is a bit risky!
      Histroy has shown that.........

      Comment


        #23
        When the tax payers of of a regional insurer say no
        way.

        Comment


          #24
          Actually i retract those thoughts,the government will
          always step in to backstop those banks/insurance
          corps,at the cost of the tax payers.

          Comment

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