Crop insurance dates?

[freewheat]

So again in the wet zone here in Sask.
our deadline is march 31st. In Alberta
the 30th of april. I made the decision
in March to not top up the too wet to
seed option. Had we had an end of April
deadline, I would have topped up.

Question, is it time for Sask to allow
more flexibility in our insurance
choices, to flex with changing
conditions in April?

[fjlip]

I made that point with June Draude a couple of weeks ago.
Why not Apr 30? Even May or June?

[Hopperbin]

I suppose we should be allowed to put house insurance on after the house burns down.

[SASKFARMER3]

No the date should be April 30 th. march is BS.

[freewheat]

HA ha hopper! Good one!

[checking]

Agree with HB. I suggest you don't push so hard that the general taxpayer doesn't think that farmers are entitled to can't fail insurance.

[freewheat]

Not looking for a can't fail situation, checking. Just some reality and tangible means to make better decisions.

[bucket]

Not many crops fail on or before April 30, so why can't it be april 30.

It can't fail if its not in the ground and conditions change, like they have in the last two years, and you are not covered for a situation you never planned on.

[food4u]

I remember when they changed it to
Mar.31st. Claimed there were too many fall
rye and winter wheat growers waiting until
the end April and then depending on
weather whether they took insurance or
not.It was Romanow who did this and I
think it was just another slap at the
rural people, totally political.

[stubblejumper]

Where else can you get insurance and pay 1/2 the premium after you know if you have a claim or not.

[bucket]

food4u

That's a little different.

Winter wheat and fall rye should have the decisions made before August 30, then if its a disaster by the following April, you are covered.

But for spring seeded crops April 30 makes sense.

[checking]

I think farmers have answered their own question about deadline dates. You knew the rules about it, and chose not to participate.

You didn't sign up for too wet to seed insurance because your favourite weather guru told you it would be a cool, dry spring. Why waste money paying the too wet to sow premium.

All winter, you could have crossed any of your fields in a 4x2 vehicle. You likely could have seeded everything in March with the warm ground temperatures save for the fact that frost would catch you with that cool spring forecast. No problem. That leaves lots of time to wait for the normal start date. You just saved yourself a chunk of cash. It's dry. It's early. It isn't going to rain. Gerus are never wrong.

Well, now you have something in common with the canola economists who told you that the high was in months ago. You are on the wrong side of the forecast. So the outcome is that now you complain about needing another month to cover a gamble that didn't go your way.

Man up. We wouldn't be hearing a peep about deadline dates being too early if you were putting your drills away tomorrow.

[freewheat]

checking, You make assumptions for YOUR
area. The reason I never topped up is
that I felt that the chance of having 5
years in 7 too wet to seed was slim to
none from a historical basis. It had
nothing to do with anyone's forecast

We had three feet of snow in the winter,
so no, I could not drive in the fields
with a 2X4 or even a 4X4!

March, we still had snow. I did not
think it was a gamble, it was common
sense. Like Alberta's insurance, where
they have until the end of April to
decide.

I will manage, whatever happens, but you
sound a bit like you have no real idea
about what wet is. Course we in the wet
spots are worried, we know the hell that
too wet is all too well. We have had
unseeded acres in 4 of the last 6 years.
I think I am entitled to have some grave
concern.

And I blame myself entirely, btw! I
think other than too wet acres, there
are many reasons to have an extended
deadline in the future. Contract price
reasons, last minute change reasons,
etc.

[checking]

Freewheat.

I'm getting tired of walking in rubber boots, but I'm curious if anyone in your area has gone "old world" and now automatically carries an umbrella.

I'd tell you that your weather patterns are evolving, but ...

And I'm not sure I know many, regardless of markets, or contracts, who will change their rotations, except if weather forces them.

[freewheat]

ha ha, yup I carry an umbrella on the
tractor with me.....lol