Canadian and USA crop weather

[malleefarmer]

Would love to make some rational comments as a
observer from down under about current weather
and what has happened in the past in above
areas,but I have some good friends on here and I
will get flamed to hell so I'd prefer not to start an
argument.
Be worse than arguing with my better half I don't
start cues I know I wont win.

Crops all in here on time and looking normal.

[SASKFARMER3]

Well you know my area, 65% in then we got
2 plus to 4 last week and now drowned out
areas and mud. Last fields will be a
challenge to get seeded. Time is running
out starting to look at what pays good on
insurance. HRS vs Oats. HRS wins.

[malleefarmer]

I'm of limited intelligence but I do find our
insurance schme hard to understand seems open
for corruption and leads to over production.

In Australia if we have flood or a drought frost or
low prices stiff shit we have fire only insurance or
fire and hail at a higher premium.

Seems like grain growing in Canada is risk free if
something goe wrong insurance il cover it.

Ope I haven't peeved you off sask but it seems
morally wrong to me and our tax paying public
would soon wake up to the fact farmers are
getting something for nothing.

Think I'd better not log onto agriville for a hike
honk Im sure to. Get some hate mail even parsley
will disown me

[malleefarmer]

Darn iPads my spelling is worse than usual.

[SASKFARMER3]

No my premium is close to $100,000.00 a
year so I guess the Tax payer is getting a
deal. Crop insurance in Canada was
designed to make money for the province.
In most normal years its a cash cow for
them.

[malleefarmer]

Ok as usual I'm out of my depth.
But fact remains you can insure against most
thing even if it's expensive.
But you can insure against unseeded acres?

[cottonpicken]

Thats not entirely accurate,if your premium is 100g
then the taxpayers bill is maybe 200g?(can't
remember ratio)

You can't make money off crop insurance but there is
some support there and its not self sustaining like a
normal insurance programs it does take public funds.

[oneoff]

C'mon At least lets not try to fool oneself into thinking that Crop Insurance is self sustaining. I seem to remember that taxpayers pick up the admninistration costs and the provincial and federal governments pick up the major part of the premiums.
If I'd been so far off base I would feel compelled to beg for mercy.
Surely a successful farmers decisions can't be based on such a wide deviation from the obvious facts of financing operations.

[jensend]

producers pay 40% of the premium of an actuarially sound program and none of the admin costs so private crop insurance would probably cost 3 or 4 times what producers are paying now.

[LWeber]

https://www.agrisksolutions.ca/

Anyone using this?