Leading Hoses to Water......

[oneoff]

There's 100% at risk every time you have no money because it's considered standard industry practice. You think the Puritone experience is good for anyone; or the country?

You've never said it, but seed growers are exempt; just like the feedlots; so maybe thats where you are coming from. For the vast majority of the common growers of seeds; there is a need for a way to get paid upon delivery; or else have the buyer provide iron clad assurances that they will be able to fulfill payment obligations according to the agreed terms.

Am I missing something?. It seems there are only a couple handfuls of people who realize that the present system; and the poorly fleshed out alternatives are not constructed with grower needs at the core of those programs. And the answer isn't for everyone to have a different private system.

Its not as though I'm proposing ideas that would only be good for myself; and not provide the same benefits for my peers. Whether seed growers are our peers is up for persons such as Tom to decide for himself; but I don't get your concerns. Explain further.

[oneoff]

You've said this several times before Tom "If you
are selling interprovicially... deal with an insurable CGC
licensed buyer. SIMPLE. Or take the risk yourself... "
And I sincerely wonder if you are correct in insinuating and saying that only CGC "official grades" are covered by CGC licences and bonds. There is a class called "grain dealers" and they are not necessarily one of the four types of elevator facilities.

I think I could show you at least one example of how those business's CGC bond was paid out; and they were at least partly dealing in common feed grain with no Canada Grade associated.

I am no expert in this area; but not willing to put up with bullship such as cashing a government bond cheque is accepting that payment as full payment.

[TOM4CWB]

Oneoff,

Canada Feed is an official CGC grade.

There must be standards to have integrity for
evaluation.

IE; Was the sale for 48lb barley... or Canada Number 2
barley. The second is an official CGC graded
Designation and covers quality... the first only speaks
to Bu Weight and leaves much unspecified.

Sorry about the CWB comment... yet it is true.

Cheers

[Hopperbin]

Tom I wanted to stop a visa transaction once unrelated to farming. I was unable to. My only option was to report my card lost so as to stop further transactions for the moment. Visa is very much on top of transactions though and when people start reporting problems with fraud it is dealt with immediately but that has nothing to do with a farmer selling grain. If something is purchased using visa you cannot reverse or cancell the purchase, it is a done deal unless reversed by the other party. Are you suggesting that we take visa now for a 3 percent or what ever it is maybe 5 percent cost to secure payment?

[TOM4CWB]

Hopper,

I do this on select purchases (Ebay and Kijiji) simply
because there is a return policy and assured payment
to folks who sold me a product.

This is an option when selling seed... another being
'Agline' . There are many instruments to assure
payment if folks require that option.

Many retailers find a few percent up front is much
better than no payment. If a cheque is post dated...
credit is being offered... and if it bounces few options.

Getting a cheque the day of delivery and putting it in
the bank that day... is the best option.

[oneoff]

Plain old feed barley is being covered by CGC bonds. Recently happened.

Neither do I see how Visa is going to return your grain; particularly after it has just been fed to the pigs. I mean who will haul the fertilizer back; and who pays the freight.

Further; I haven't heard of any feedlot or grain dealer ever agreeing to make payment using a credit card. Nice way to build in a 3% additional cost to farmers. Those kinds of solutions aren't feasable; so why not stick to some solutions that have some common sense behind them; instead of promoting mere distractions.

Tom you're blowing smoke. Give it up and move on.

[TOM4CWB]

Oneoff,

Read the Post. Not what I posted.

Cheers