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    #37
    About 7-8 years ago my banker told me I was spending enough that if I did things right I could go on a free trip every year. I laugh every time I hear someone talk about the rich people taking holidays. not only points rewards but last minute travel plans could make a trip so cheep. I have neighbours that go on sled trips for 1-2 weeks at a time that would cost way more with the fuel, motels, booze and meals. Also the guys that make 1-2 trips to the coffee shop every day costs money. But I never hear about them.
    Last edited by may-be; Dec 3, 2016, 22:59.

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      #38
      I want my margarita on the rocks- the rocks in Maui, tsk.

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        #39
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        Some times you even find funny looking tractors on different spots around the world. Cant take the farmer always out of the traveller.

        This was in the Dominican.

        Maybe good point Some spend 682. dollars a year just having morning coffee at Tims.

        Smart travel vs Go to travel agent and booking a total trip. We started the traveling bug that way and quickly switched to the way we do it now. Each works.

        Family member is actually doing Thailand for a month. Kind of easy when you have a family member living their or working their.

        Had a aunt in Hongkong years ago should of went to see her she always said come. Now she's gone and so is the local tour guide.

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          #40
          Originally posted by caseih View Post
          Most pay 2 % which you can get as cash anytime . Our credit union mastercard costs about $150 / yr and we use it for all farm inputs ,includinf fert , although they are starting to squawk a little . Nothing to get $8-10 k a yr and we're not a bto. Get world elite , no limit. Lots stop you at $200 k . Have a BMO card for personal its the same deal . We also price inputs a lot to make sure its not costing to use card
          Scotia GM Visa, 5% on first $10k, 3% after that, only use for NEW GM vehicles. But who doesn't drive?
          Canadian Tire card 4% in their store, Mark's, Sportek and Partsource. Redeem on next purchase.

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            #41
            Originally posted by fjlip View Post
            Scotia GM Visa, 5% on first $10k, 3% after that, only use for NEW GM vehicles. But who doesn't drive?
            Canadian Tire card 4% in their store, Mark's, Sportek and Partsource. Redeem on next purchase.
            I would second the credit union world elite MasterCard. I like cash back cards verses air miles, gm points, Canadian tire point, pc plus points etc etc etc.

            Why do I like them? It's simple, I can use the cash back when, where and what I want. If for a holiday I can take last minute seat sell or whatever, and then get 2% cash back when booking that also

            As one previous post shows, 150 annual fee, 2% cash back applied to the stmt when you want.

            Nobody has mention yet so I will be the first. Be careful, as the perks are technically income to those that receive it

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              #42
              We use Mc through the credit union.
              Have choice rewards that costs 25 dollars a yr.
              Get 1 point for every dollar spent.
              Redeem points for petro can fuel cards.
              Use to pay most farm bills..
              Close to $2000 in fuel last yr.

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