Global Ag Risk ?

[bgmb]

in mb you would have to be smoking dope to pick gars over crop ins

[farmaholic]

Also, anyone who is still in Ag Instability think they'll get a "token" payment out of that gutted piece of shit "pogrom"(it sure isn't there to ensure our existence but help exterminate some more of us).

Like putting a band-aid on a severed limb.

There was a time when the reference margins were healthy (for some of us) and the potential payment based on them would have been meaningful. But now the payments based on 70% (?) the lower of either the reference margin or eligible expenses makes it almost impossible to collect even a meager payout. And I would bet the payout would be based on the eligible expenses because if your average reference margin is lower than average eligible expenses you probably aren't farming anymore anyway. What a cluster****. Province and Feds are broke anyway....lucky for them they made the changes because of the huge potential liability facing them.

[furrowtickler]

If GARs would have separate crop coverage it would be a good program .
It would be worth paying a few extra bucks for that and drop everything else.

[Klause]

Crop insurance...

You get hailed on and have a claim then they wanna now audit the ship out of you with forms full of typos and wanting to know your weed and disease pressure by the end of march.


Adjustors that are into summer fallow.

Half your canola crop is under snow and you don't qualify for a payout because... the other half yielded enough.


Try being a new young darker having to use the shitty area yields and the full premium with no experience discount.

[vvalk]

Crop insurance...

You get hailed on and have a claim then they wanna now audit the ship out of you with forms full of typos and wanting to know your weed and disease pressure by the end of march.


Adjustors that are into summer fallow.

Half your canola crop is under snow and you don't qualify for a payout because... the other half yielded enough.


Try being a new young darker having to use the shitty area yields and the full premium with no experience discount.

Klause. Just wondering what the solution is. Technically you still have the crop. Will you pay it back when you combine the rest and it yields enough so that you won't be in a claim? Ask yourself if you owned global ag risk what would you do when you have farmers trying to screw you over every chance that get.

[Klause]

Klause. Just wondering what the solution is. Technically you still have the crop. Will you pay it back when you combine the rest and it yields enough so that you won't be in a claim? Ask yourself if you owned global ag risk what would you do when you have farmers trying to screw you over every chance that get.

This is my point. 400 acres of canola that we did combine yielded enough to completely make crop insurance a wash on the other 400. If we burn those 400 in spring and don't combine another bushel.... crop insurance won't pay a cent because we've filled our yield margin.


Checking our What-IFs today, on peas we are a pretty intensive managers... Our crop insurance coverage (which is pretty high thanks to 5 years of above "average" crops) won't cover inputs, never mind a margin.


Would be nice to have an insurance like GARS, cover our base seed/fert/chem + a margin to cover rent say $75 bux... and then just keep 50% crop insurance.

[SASKFARMER3]

It's a phone a friend program ask how they did with last years durum and lentils and 11.50 canola I bet it's zero payout and thanks for the $100,000.00

Just like printing money!

[foragefarmer]

Hard to believe, on holidays in Disney land or World and still needs to belong to the Agriville conversation.

Bored or feeling left out?


Regarding Agristablity, dropped out after Ritz Cracker gutted it, as for crop insurance never have collected fortunately.

[Richard5]

S3, how many days do you spend in the US? Do you file that 8840 form?

Just curious as it seems you spend a lot more than 120 days on average

[Richard5]

This is my point. 400 acres of canola that we did combine yielded enough to completely make crop insurance a wash on the other 400. If we burn those 400 in spring and don't combine another bushel.... crop insurance won't pay a cent because we've filled our yield margin.


Checking our What-IFs today, on peas we are a pretty intensive managers... Our crop insurance coverage (which is pretty high thanks to 5 years of above "average" crops) won't cover inputs, never mind a margin.


Would be nice to have an insurance like GARS, cover our base seed/fert/chem + a margin to cover rent say $75 bux... and then just keep 50% crop insurance.

Have you applied for GARS Klause?

[SASKFARMER3]

Yes and no more than 9900 in your wallet coming home
Garz doesn't work it's a money grab ask anyone who has been in it and tried to collect in a bad year. Good luck because using a basket is good at a picnic not farming.

[SASKFARMER3]

Oh yea bored it's 10 degrees colder today and windy!

[sumdumguy]

The problem with AgriStability for mixed farmers is that cattle are in the revenue basket so even if you have a crop failure, the calf-crop pulls you through.

[gustgd]

We've been in GARS about 3 years now. Last year we had about half acres durum the other half lentils. Little canola, little winter wheat.
Our durum was garbage. Not a single bushel sold as a grade. Lentils were very poor yield and quality. Prices we're pretty good.
We were in crop insurance for the durum grade factor. Big payout
Also in GARS for whole farm. Collected first portion (60%) reasonably well. The balance we are waiting to sell the rest of the garbage or the may1st cut off.

I expect it to be no problem. We'd been to quite a few presentations before we bought. They are reinsured. This isn't a group of guys from Moose Jaw.
They will give a quote to anyone. This isn't just for BTO's
Everyone 's rates are different based on your own financials. Just like at the bank you get better quotes the better your books are.


My guy is Travis Weins his email is
annex.agro@plantpioneer.com
His phone number is (306) 540-5858
If you have any questions please look him up. Ask people around Milestone about him and what type of operation he runs with his agronomy company. Another good friend is Kristjan Hebert he has people selling for him while he runs his farm email is kthebert@sasktel.net he is chair of the board. https://www.cafanet.ca/places/regina-1/kristjan-hebert/


If you're interested in a better way to manage risk than you currently have look them up. If content keep on keeping on.

In my perfect world I'd advocate for a voucher system where people could take the govt subsidies offered for risk management. Pick a comfort level.

I have no opinion on Just Solutions, although I've met one of the founders Colson. IMHO he's a different cat.

[gustgd]

A thought about GARS. I haven't heard of anyone who thought they deserved a payment complain that they didn't receive their due.
It's a pretty simple calculation. Seed/Fertilizer/chemistry + the rate you purchased over variables.
Ie $100.....$200


If people are paying premiums and not getting paid that's a problem. Criminal even.

If others who don't enroll because of concerns or have questions real or perceived what am I missing?

One of the reasons I like GARS is it's just math. As long as I farm Ill never have to ride around with a hail adjuster again and argue if my lentils will come back after a hail storm or if I'll get that hanger of wheat after a late season storm.