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    #16
    often wonder about your insurance its been tried here but nobody takes it. Insurance basically fire and hail only.

    My view on insurance im betting on a failure or a claim ,insurance companies betting on no claim hence collecting premium for no pay out

    Like betting at a casino house always wins with a few payout along the way.

    plenty of guys here never insure premium saved covers the one in 25yr event when it happens

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      #17
      And like any insurance, if you collect too many times, you pay HEAVY premiums or are not insurable...

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