We have enrolled for the second time after looking at the product since it first came out some time ago.
We felt it made sense last year with the inherent risk of what was certain at that time to be a late spring, and was.
Ended up having a great year and thankfully it did not kick in. Got a better offer this year based on financial performance and again took GARS. Have dropped hail endorsement and stuck with crop insurance as we have good coverage.
The banded fixed margin coverage option that came out in recent years was the product we signed up for and serves as a compliment to crop insurance which will cover input costs.
Solid people to work with and it is all about the numbers. Like any risk management strategy I hope I never draw on it but will be there if we have a wreck.
When I had nothing to lose I was willing to risk it all, now that I have lots to lose I do not want to lose any!
We felt it made sense last year with the inherent risk of what was certain at that time to be a late spring, and was.
Ended up having a great year and thankfully it did not kick in. Got a better offer this year based on financial performance and again took GARS. Have dropped hail endorsement and stuck with crop insurance as we have good coverage.
The banded fixed margin coverage option that came out in recent years was the product we signed up for and serves as a compliment to crop insurance which will cover input costs.
Solid people to work with and it is all about the numbers. Like any risk management strategy I hope I never draw on it but will be there if we have a wreck.
When I had nothing to lose I was willing to risk it all, now that I have lots to lose I do not want to lose any!
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