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    #21
    Originally posted by Sheepwheat View Post
    Got smoked about three yesterday by a wicked hailstorm. About a mile wide, ten miles long. Course it nailed me. Looks a lot like 100% to me.

    Golf ball sized in amounts I have never seen before. Nor has my 80 something neighbor.

    I guess I’ll never know now what my wicked, beautiful barley would have yielded.

    I was out baling. Never have I seen such a benign and boring cloud pack such intensity. I thought the windows were going to break. A bit more wind and it would have been much more destructive.

    It could be worse. But it sure as heck sucks.
    Saw the storm track, wondered about you, feels crappy so close to harvest. We got smashed in 83 in middle of harvest. Still a bad memory. NO hail insurance either.

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      #22
      One year I dropped coverage but that was a low hail year on pins and needles every storm. I still think if a guy put the equivalent of premium in an account and after 5 years you wouldn't actually need to insure as most claims are one or two 100% and rest 5 to 10% on most.

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        #23
        Well with today's rain we have hit the 6-inch mark for rain since April 1 2020.

        Its time to call it a day on rain and now let the sunshine and bring on harvest 2020.

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          #24
          Who does independent hail adjustment?
          I thought I seen a post on here ?

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            #25
            furrow, are you with a company "that is new to you" this year?
            haven't previously used them?

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              #26
              Originally posted by SASKFARMER View Post
              One year I dropped coverage but that was a low hail year on pins and needles every storm. I still think if a guy put the equivalent of premium in an account and after 5 years you wouldn't actually need to insure as most claims are one or two 100% and rest 5 to 10% on most.
              I sleep the best when I know I don't have to deal with hail adjusters. Just saying. To each their own...
              Low hail area.

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                #27
                Originally posted by SASKFARMER View Post
                One year I dropped coverage but that was a low hail year on pins and needles every storm. I still think if a guy put the equivalent of premium in an account and after 5 years you wouldn't actually need to insure as most claims are one or two 100% and rest 5 to 10% on most.
                We got 26 x what our premium was this year
                Pretty good return
                Hail here 7 years outta 10 , but never like this year
                Wouldnt be without it
                Have got enough in lifetime to pay 3-4 lifetimes of premiums
                1/3 of farm is black

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                  #28
                  Originally posted by beaverdam View Post
                  furrow, are you with a company "that is new to you" this year?
                  haven't previously used them?
                  Had them before but was never in a claim position with this particular company before

                  SMHI has been very close in area , everyone says they were fair with claims .
                  Might be switching unless these guys step up
                  Even if they do after the fact not sure I need this grief again

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                    #29
                    We are also looking at switching back to Municipal hail and just have it. Low hail area but every three or so years I get hit badly on a quarter here or there.

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                      #30
                      Wouldnt it be nice to have extra cash to put away the premium and also pay the premium. Oh, wait we farm in Canada where Trudeau and BOBOO and our farm groups are happy we are selling Canola and couldn't care if other countries are profiting to the tune of two dollars a bushel. Or like the USA where Bayer and Cargill have carbon capture programs that actually pay the producer money not a guy with an idea that a politician believes is great.

                      USA Cargill pays the equivalent of 67.00 an acre do the math it's fun and well that is a good check.

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