Sask crop insurance ???

[the big wheel]

absolutely the problem has never been addressed, why? because for what ever reason and I think we all know the reason our farm groups are either incompetent at best or corrupt. Thats not saying there arent some well intentioned people amongst them but over all seriously the amount of ass rubbing our ag ministers get from these groups while were in the middle of a disaster situation and nothing is even remotely talked about???? lmao

[furrowtickler]

Wheel is not wrong , maybe a few posts misinterpreted but at the end of the day crop insurance does nothing much after several years of low yields due to drought or flooding . it’s great if you come off successive high yield years and you have one or two below average years . But beyond that , premiums go up and your coverage drops , like any insurance.
it’s obvious some on here have not had more than one or two years of below average yields in the past ten years . We are 2 well below out the past 3 years . If we have another below average year things won’t be good as you start sliding off the scale so to speak . Glad we have it no doubt , but it won’t be good if we need it again this year or next .
When some farms have had 3-6 years in a row of no rain …. They have a far different opinion on crop insurance as it does nothing to help those who need it the most. I think that’s the point Wheel is making and he is correct .
As for being subsidized, well there is two ways to look at it .
1. Yes the government kicks in money ….. but 75% of the time it just pays for a bunch of government employees and the balance goes into the provincial slush fund for all tax payers in a way .
2. The 20-25% of the time or less they actually have to pay out more than they take in , then it’s the farmers getting subsidies lol

so the majority of the time who is subsidizing who ????

[cropgrower]

i had a small claim in 2007 on oats , just covered premium , then i paid premium every year until 2022 , had a smallish claim that year due to very wet spring and june drounding out lots of conola , have far more paid in than i ever got out , how may i ask have i been subsidized by tax payers ?

[Guest]

Thread was meant to be a Sask party bashing but actually turned into a very good thread on problems with crop ins
we still have good coverage on canola rest of crops not so much
we have had to drop coverage to keep it affordable
our plan is if we hafta use it again we will drop it after if too expensive

[wmoebis]

i had a small claim on oats in 2007 on oats , just covered premium , then i paid premium every year until 2022 , had a smallish claim that year due to very wet spring and june drounding out lots of conola , have far more paid in than i ever got out , how may i ask have i been subsidized by tax payers ?

Not disagreeing with you at all, but from tax payers perspective, how do they get their share of premiums back? If farmers have a good crop taxpayer also still pays if a crop failure they get nothing back then either but still pay premium.

[the big wheel]

ummm you dont pay PST hidden GST, Income tax on your farm? And how many times it was stated here money from crop insurance fund was used in general revenues?
Its about the effectiveness of the program I dont mind paying higher premium after the bad years but not a double whammy of no coverage plus to get lower premium and higher coverage to anything decent you shouldnt need 8 or 9 years of bumper to just get to anything reasonable. What we contribute back to the economy far outweighs any actual trivial so called subsidies

[Guest]

FWIW , coverage does not drop overnight , it is on a 10 year average, but premiums sure can go up overnight after a claim

[furrowtickler]

Not disagreeing with you at all, but from tax payers perspective, how do they get their share of premiums back? If farmers have a good crop taxpayer also still pays if a crop failure they get nothing back then either but still pay premium.

Seriously??? How many jobs do farmers directly support? 10,000’s of thousands directly ffs
how do you even make a comment like that ?
let alone the communities we support and have for over 100 years
wow what a blind comment you made

[wmoebis]

It is a 2 way street. One needs the other. City people also support farms. I said I don't disagree with supporting farmers but they could Thank the Tax Payers for support also. If farmers share of premiums go down the money has to come from somewhere where do you think that will be?